Of course! It's important to note that Nagad's cash-out charges are not based on the year (like 2025) but on the transaction amount and the specific channel you use. The rates are subject to change, so the figures for 2025 might be different from today's.
Mobile Banking Nagad Apps In Thousands 2025:
However, I can provide you with the current cash-out charge structure for Nagad as of 2024, which will give you a very clear idea of how the fees are calculated. You can use this as a reference, but always check the official Nagad app for the most up-to-date rates.
Nagad primarily uses a slab system for cash-out fees, meaning the charge is a percentage of the amount you are cashing out.
Current Nagad Cash-Out Charges (2024)
The standard cash-out charge through an agent or MFS merchant is typically 1.85% of the cash-out amount.
Here is a breakdown for cash-out amounts in thousands, based on the 1.85% rate:
Cash-Out Amount (in Taka) Calculation (1.85%) Approximate Cash-Out Charge (in Taka)
1,000 1,000 × 1.85% 18.5
2,000 2,000 × 1.85% 37
3,000 3,000 × 1.85% 55.5
4,000 4,000 × 1.85% 74
5,000 5,000 × 1.85% 92.5
10,000 10,000 × 1.85% 185
15,000 15,000 × 1.85% 277.5
20,000 20,000 × 1.85% 370
25,000 25,000 × 1.85% 462.5
Important Considerations and Cheaper Alternatives
Free Cash-Out to Bank Account (Nagad to Bank): This is the cheapest way (often free) to get your money out of Nagad. You can transfer funds from your Nagad account directly to any bank account in Bangladesh. Nagad frequently offers free transfers to banks or charges a very minimal fee (like BDT 5-10 per transaction), which is significantly lower than the 1.85% agent cash-out fee.
*Example: Cashing out BDT 10,000 to a bank might cost you BDT 5-10 instead of BDT 185.*
ATM Cash-Out: You can also cash out from your Nagad account using an ATM card. The fee for this is usually a fixed amount, which can be cheaper for larger withdrawals. Check the Nagad app for the specific ATM cash-out charges.
Minimum Charge: There is often a minimum cash-out charge (e.g., BDT 10), so for very small amounts, the effective percentage might be higher.
How to Check the Exact Fee in Your Nagad App (Most Accurate Method)
The fees can change, so the best way to get the exact charge for 2025 (or any time) is to check within the app. Here's how:
Open your Nagad App.
Go to the "Cash Out" or "Send Money" section.
Enter the amount you wish to cash out (e.g., 5,000 Taka).
Before confirming, the app will always display the exact cash-out charge and the total amount that will be deducted from your account.
